ZIP 12770 Property Distress & Foreclosure Data

In Sullivan County, New York, ZIP 12770 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). The latent-versus-live split is 37/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 0% of renters are cost-burdened. The poverty rate is 0.0% — low. The ZIP holds roughly 95 housing units. The vacancy rate is 26.3% — elevated. The demographic-stress sub-score lands at 18/100. The typical home is worth about $391,700 (3.3× income, relatively affordable). Around 57% of adults hold a bachelor's degree or higher. 94% of housing is owner-occupied. At $106,202, median income runs above typical U.S. levels. About 241 people live here, median age 49.

Net-net, 12770 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.