ZIP 12721 Property Distress & Foreclosure Data

DLRadar grades ZIP 12721 (Sullivan County, New York) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (54/100), structural risk (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (82/100). On the structural side it scores 47/100, with 3/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 31% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $84,188 — near the roughly $78,000 national figure. Around 69% of renters are cost-burdened. The ZIP holds roughly 2,732 housing units. About 25% have a four-year degree. The vacancy rate is 15.6% — elevated. 7,590 residents call 12721 home, typically aged 32. Roughly 15.3% live below the poverty line. On demographic stress specifically, 12721 scores 37/100. The tenure split is 76% owner-occupied to 24% rented. A median home runs $290,500 here, or 3.7 times local income.

Taken together, 12721 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.