ZIP 10985 Foreclosure, Tax-Lien & Distress Report

Orange County, New York's ZIP 10985 registers 29/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100). On the structural side it scores 64/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 50% bachelor's-or-above. 0.0% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%. There are about 6 housing units across 10985. The demographic-stress sub-score lands at 11/100. Vacancy runs 0.0%. About 18 people live here, median age 39.

Net-net, 10985 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 10985 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 10985's 29/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 10985 reflects the current record instead of a stale or modeled snapshot.

Each component behind 10985 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 10985 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.