ZIP 10985 Property Distress & Foreclosure Data

DLRadar grades ZIP 10985 (Orange County, New York) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). The latent-versus-live split is 69/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.2% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 50% of adults hold a bachelor's degree or higher. The poverty rate is 0.0% — low. 100% of housing is owner-occupied. The ZIP holds roughly 6 housing units. The demographic-stress sub-score lands at 11/100. The vacancy rate is 0.0%. About 18 people live here, median age 39.

Net-net, 10985 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
69/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 10985

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Orange County

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Deterministic. Every signal traces to a public dataset · methodology