ZIP 12763 Foreclosure, Tax-Lien & Distress Report

ZIP 12763's composite property-distress score is 21/100 - DLRadar classes that as low for Sullivan County, New York. Environmental exposure also runs high (climate & FEMA risk (78/100)). The latent-versus-live split is 47/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (79/100), structural risk (47/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 64% of adults hold a bachelor's degree or higher. 8.2% of residents fall below the poverty threshold. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. The typical home is worth about $262,800. The ZIP holds roughly 655 housing units. Population is roughly 615 with a median age of 62. The vacancy rate is 36.4% — elevated. Around 52% of renters are cost-burdened.

Taken together, 12763 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 12763 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12763 can be compared directly against any other ZIP in Sullivan County, New York or nationwide. Where the public record is thin for 12763, the field stays empty rather than modeled, and fills in as new documents post.

12763's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 12763 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.