ZIP 12455 Foreclosure, Tax-Lien & Distress Report
Delaware County, New York · High Vacancy market
ZIP 12455's composite property-distress score is 27/100 - DLRadar classes that as low for Delaware County, New York. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), FEMA disaster exposure (79/100), flood (NFIP) exposure (78/100). Structurally it carries 58/100, against 8/100 of stress already in motion. The sharpest non-environmental signals are structural risk (58/100), institutional ownership (53/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (14/100).
Prices here sit in a expansion phase: values rose 5.8% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $74,271, median income runs near typical U.S. levels. Roughly 9.5% live below the poverty line. 76% of housing is owner-occupied. Around 60% of renters are cost-burdened. The typical home is worth about $255,100 (3.0× income, relatively affordable). The ZIP holds roughly 1,647 housing units. Vacancy runs 47.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 27% bachelor's-or-above. Population is roughly 1,859 with a median age of 57.
Taken together, 12455 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 12455 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 12455 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Delaware County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 12455 shows blanks, not estimates, wherever the record is sparse.
12455's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 12455 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 12455
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 12455 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12455, the same set carried on every parcel.
Neighbouring ZIPs in Delaware County
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Keep going: ZIP, county and state distress coverage for Delaware County, New York.
See every distressed parcel in 12455
Every distressed parcel in 12455 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology