ZIP 12406 Property Distress & Foreclosure Data

DLRadar grades ZIP 12406 (Ulster County, New York) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (47/100), institutional ownership (31/100), mortgage stress (14/100). institutional ownership (31/100) and mortgage stress (14/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (85/100). On the structural side it scores 47/100, with 4/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 89% of renters are cost-burdened. About 18% have a four-year degree. On demographic stress specifically, 12406 scores 45/100. 609 residents call 12406 home, typically aged 53. The tenure split is 70% owner-occupied to 30% rented. The ZIP holds roughly 652 housing units. The vacancy rate is 49.8% — elevated. Households earn a median $65,643 — below the roughly $78,000 national figure. A median home runs $228,100 here, or 4.0 times local income.

Taken together, 12406 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.