ZIP 12406 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 12406 in Ulster County, New York comes in at 21, a low composite-distress reading. The pressure is most legible in structural risk (47/100), institutional ownership (30/100), mortgage stress (14/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (14/100). It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (85/100). Structural exposure scores 47 and live distress 4 on the 0–100 scale.
The peak-phase market in 12406 posted values that rose 3.4% over the year, 2.4% off the recent peak (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
17.2% of residents fall below the poverty threshold. Rent burden reaches 89% of tenant households. Educational attainment sits at 18% bachelor's-or-above. The demographic-stress sub-score lands at 45/100. About 609 people live here, median age 53. The tenure split is 70% owner-occupied to 30% rented. There are about 652 housing units across 12406. The vacancy rate is 49.8% — elevated. At $65,643, median income runs below typical U.S. levels. Home values center near $228,100, an affordability ratio of 4.0× — accessible.
Net-net, 12406 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12406 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 12406's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 12406, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 12406's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 12406 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 12406’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 12406 distress snapshot
The live 12406 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Ulster County
Related reports across Ulster County, New York
Related ZIP, county and statewide reads linked to Ulster County, New York.
Open the complete 12406 acquisition file
Open 12406 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology