ZIP 12409 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
Scored on a fixed 0-100 scale, 12409 (Ulster County, New York) returns a low composite of 20/100. Structural exposure scores 44 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (88/100). Its standout signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.
The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.
Vacancy runs 29.3%, above the national norm and a classic distress-and-opportunity signal. Around 67% of adults hold a bachelor's degree or higher. There are about 680 housing units across 12409. The demographic-stress sub-score lands at 31/100. The typical home is worth about $708,900 (5.8× income). 6.8% of residents fall below the poverty threshold. Population is roughly 877 with a median age of 62. Around 32% of renters are cost-burdened. 85% of housing is owner-occupied. At $114,758, median income runs above typical U.S. levels.
Net-net, 12409 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12409 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 12409 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Ulster County, New York and the nation. 12409 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 20/100 for 12409 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 12409 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 12409’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
12409 at a glance
A live read on 12409: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Ulster County
Nearest ZIP codes to 12409
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12409
Additional distress intelligence spanning Ulster County, New York by ZIP, county and state.
Unlock parcel-level detail for ZIP 12409
Every distressed parcel in 12409 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology