ZIP 12433 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
Composite property distress in 12433 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The split runs 44/100 structural to 3/100 active on the ground.
Prices here sit in a peak phase: values rose 2.3% over the trailing year, 3.5% off the recent peak (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $521,700 here. The poverty rate is 26.3% — high, a tax-stress and distress correlate. Around 0% of renters are cost-burdened. Around 41% of adults hold a bachelor's degree or higher. Median household income is $63,380, below the U.S. median near $78,000. There are about 331 housing units across 12433. Vacancy runs 45.6%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 525 with a median age of 37. DLRadar's demographic-stress index for the area reads 24/100. 95% of housing is owner-occupied.
Net-net, 12433 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12433 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 12433's 20/100 can be lined up against any neighbor in Ulster County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 12433 shows blanks, not estimates, wherever the record is sparse.
Each component behind 12433 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 12433 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 12433’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 12433 distress snapshot
Current distress, phase, housing and lender-pressure figures for 12433, drawn from the same report attached to each property.
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The complete 12433 distress and acquisition report
Open 12433 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology