ZIP 12498 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
Composite property distress in 12498 (Ulster County, New York) lands at 20/100 — low on DLRadar's distress scoring. On the structural side it scores 44/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100)). The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).
Prices here sit in a peak phase: values rose 2.3% over the trailing year, 3.5% off the recent peak, and 14% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.
4,530 residents call 12498 home, typically aged 62. The typical home is worth about $627,700 (6.8× income). Median household income is $80,221, near the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. Around 73% of renters are cost-burdened. There are about 2,962 housing units across 12498. Vacancy runs 19.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 12498 scores 42/100. Educational attainment sits at 62% bachelor's-or-above. 13.7% of residents fall below the poverty threshold.
Taken together, 12498 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 12498 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 12498 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 12498 reflects the current record instead of a stale or modeled snapshot.
12498's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 12498 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 12498 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
12498 at a glance
Current distress, phase, housing and lender-pressure figures for 12498, drawn from the same report attached to each property.
Adjacent Ulster County ZIP reports
Nearest ZIP codes to 12498
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12498
Further distress data across Ulster County, New York at ZIP, county and state level.
Get the full acquisition report for 12498
Every distressed parcel in 12498 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology