ZIP 12498 Property Distress & Foreclosure Data

Composite property distress in 12498 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 44/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).

The expansion-phase market in 12498 posted values that rose 7.9% over the year, and 14% higher over three years, at 50/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,530 with a median age of 62. Home values center near $627,700, an affordability ratio of 6.8×. Median household income is $80,221, near the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. Rent burden reaches 73% of tenant households. There are about 2,962 housing units across 12498. Vacancy runs 19.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 42/100. Educational attainment sits at 62% bachelor's-or-above. 13.7% of residents fall below the poverty threshold.

On the whole, 12498 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.