ZIP 12475 Property Distress & Foreclosure Data

Composite property distress in 12475 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. On the structural side it scores 44/100, with 3/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).

Prices here sit in a expansion phase: values rose 7.9% over the trailing year (phase confidence 50/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 239 housing units. 569 residents call 12475 home, typically aged 38. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 12475 scores 42/100. About 9% have a four-year degree. The tenure split is 64% owner-occupied to 36% rented. Around 100% of renters are cost-burdened. The vacancy rate is 0.0%. Households earn a median $79,402 — near the roughly $78,000 national figure. A median home runs $455,400 here, or 4.4 times local income.

On balance, 12475 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.