ZIP 12475 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · Distress market
On DLRadar's 0-100 public-record scale, ZIP 12475 in Ulster County, New York comes in at 20, a low composite-distress reading. Its heaviest discrete signals: structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. Structurally it carries 44/100, against 3/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)).
The peak-phase market in 12475 posted values that rose 2.3% over the year, 3.5% off the recent peak, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 239 housing units across 12475. About 569 people live here, median age 38. The poverty rate is 4.7% — low. DLRadar's demographic-stress index for the area reads 42/100. Educational attainment sits at 9% bachelor's-or-above. Owners hold 64% of homes, renters 36%. Rent burden reaches 100% of tenant households. The vacancy rate is 0.0%. Households earn a median $79,402 — near the roughly $78,000 national figure. A median home runs $455,400 here, or 4.4 times local income.
Overall 12475 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 12475 at the moment; the composite and its components are still built from verifiable public records.
Whether 12475 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12475 can be compared directly against any other ZIP in Ulster County, New York or nationwide. The score is rebuilt from public data as it updates, so 12475 reflects the current record instead of a stale or modeled snapshot.
Behind 12475's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 12475 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 12475
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12475 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12475, the same set carried on every parcel.
Adjacent Ulster County ZIP reports
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Other reports tied to Ulster County, New York — ZIP, county and statewide.
Unlock the full ZIP 12475 acquisition report
Open 12475 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology