ZIP 12484 Property Distress & Foreclosure Data

Composite property distress in 12484 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The latent-versus-live split is 44/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted.

Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 31% higher over three years (phase confidence 50/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $116,023 — above the roughly $78,000 national figure. About 63% have a four-year degree. Around 100% of renters are cost-burdened. 3,271 residents call 12484 home, typically aged 45. Roughly 11.3% live below the poverty line. On demographic stress specifically, 12484 scores 34/100. The ZIP holds roughly 1,511 housing units. The tenure split is 92% owner-occupied to 8% rented. A median home runs $467,200 here, or 3.8 times local income. The vacancy rate is 7.3%.

On balance, 12484 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.