ZIP 12494 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
Scored on a fixed 0-100 scale, 12494 (Ulster County, New York) returns a low composite of 20/100. The split runs 44/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100)).
The peak-phase market in 12494 posted values that rose 2.3% over the year, 3.5% off the recent peak, and 75% higher over three years, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 876 people live here, median age 41. Home values center near $370,500, an affordability ratio of 2.6× — accessible. There are about 727 housing units across 12494. The vacancy rate is 46.5% — elevated. Owners hold 97% of homes, renters 3%. Rent burden reaches 0% of tenant households. 0.0% of residents fall below the poverty threshold. Around 76% of adults hold a bachelor's degree or higher. Households earn a median $140,750 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 16/100.
Net-net, 12494 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12494 at the moment; the composite and its components are still built from verifiable records.
The 12494 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 12494 stays directly comparable to neighboring ZIPs and the rest of Ulster County, New York. The score is rebuilt from public data as it updates, so 12494 reflects the current record instead of a stale or modeled snapshot.
The 20/100 figure for 12494 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 12494 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 12494
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 12494 by the numbers
A live read on 12494: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Ulster County ZIPs near 12494
Nearest ZIP codes to 12494
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Ulster County, New York by ZIP, county and state.
See every distressed parcel in 12494
Every distressed parcel in 12494 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology