ZIP 12494 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12494 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 44/100 against active distress of 3/100. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).

The market reads expansion — home values rose 7.9% year on year, and 75% higher over three years, at 50/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 876 people live here, median age 41. The typical home is worth about $370,500 (2.6× income, relatively affordable). There are about 727 housing units across 12494. Vacancy runs 46.5%, above the national norm and a classic distress-and-opportunity signal. 97% of housing is owner-occupied. Rent burden reaches 0% of tenant households. The poverty rate is 0.0% — low. Around 76% of adults hold a bachelor's degree or higher. At $140,750, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 16/100.

Net-net, 12494 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.