ZIP 12515 Property Distress & Foreclosure Data

Composite property distress in 12515 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 44 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.

The market reads expansion — home values rose 7.9% year on year, and 36% higher over three years, at 50/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

76% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. The typical home is worth about $339,100. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. About 1,483 people live here, median age 54. The demographic-stress sub-score lands at 33/100. Rent burden reaches 69% of tenant households. The poverty rate is 4.7% — low. There are about 656 housing units across 12515.

Net-net, 12515 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.