ZIP 12601 Property Distress & Foreclosure Data

Dutchess County, New York's ZIP 12601 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (75/100). The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural risk reads 55/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 24% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $301,700 here, or 4.3 times local income. The tenure split is 44% owner-occupied to 56% rented. 44,696 residents call 12601 home, typically aged 36. There are about 18,052 housing units across 12601. Vacancy runs 4.9%. Rent burden reaches 49% of tenant households. Households earn a median $64,769 — below the roughly $78,000 national figure. About 30% have a four-year degree. On demographic stress specifically, 12601 scores 37/100. Roughly 15.3% live below the poverty line.

Overall, 12601 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.