ZIP 12601 Foreclosure, Tax-Lien & Distress Report
Dutchess County, New York · Distress market
Scored on a fixed 0-100 scale, 12601 (Dutchess County, New York) returns a low composite of 25/100. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (74/100)). The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (56/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Structural risk reads 56/100 against active distress of 2/100.
The peak-phase market in 12601 posted values that rose 2.9% over the year, and 24% higher over three years, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $301,700, an affordability ratio of 4.3×. 44% of housing is owner-occupied. About 44,696 people live here, median age 36. The ZIP holds roughly 18,052 housing units. Vacancy runs 4.9%. Rent burden reaches 49% of tenant households. Median household income is $64,769, below the U.S. median near $78,000. About 30% have a four-year degree. On demographic stress specifically, 12601 scores 37/100. The poverty rate is 15.3%.
On balance 12601 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 12601 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 12601 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 12601 stays directly comparable to neighboring ZIPs and the rest of Dutchess County, New York. Every figure is auditable to a public dataset and refreshed as records update; 12601 shows blanks, not estimates, wherever the record is sparse.
Each component behind 12601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 12601 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 12601’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
12601 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 12601, the same set carried on every parcel.
Nearby ZIPs in Dutchess County
Nearest ZIP codes to 12601
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Dutchess County, New York
Keep going: ZIP, county and state distress coverage for Dutchess County, New York.
Open the complete 12601 acquisition file
See who owns each distressed property in 12601, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology