ZIP 12604 Property Distress & Foreclosure Data

DLRadar grades ZIP 12604 (Dutchess County, New York) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (75/100). On the structural side it scores 55/100, with 0/100 of stress already active. Property-level stress concentrates in construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). institutional ownership (17/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 100.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 100% of renters are cost-burdened. The tenure split is 0% owner-occupied to 100% rented. 2,118 residents call 12604 home, typically aged 20. About 0% have a four-year degree. The ZIP holds roughly 65 housing units. On demographic stress specifically, 12604 scores 80/100. The vacancy rate is 0.0%.

Taken together, 12604 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
55/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12604

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Dutchess County

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Deterministic. Every signal traces to a public dataset · methodology