ZIP 12604 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12604 (Dutchess County, New York) lands at 25/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (74/100). The split runs 56/100 structural to 0/100 active on the ground. The pressure is most legible in construction/permit lag (61/100), structural risk (56/100), institutional ownership (17/100). institutional ownership (17/100) stay muted.

The market reads peak — home values rose 2.9% year on year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 100.0% — high, a tax-stress and distress correlate. Rent burden reaches 100% of tenant households. The tenure split is 0% owner-occupied to 100% rented. 2,118 residents call 12604 home, typically aged 20. Educational attainment sits at 0% bachelor's-or-above. The ZIP holds roughly 65 housing units. DLRadar's demographic-stress index for the area reads 86/100. The vacancy rate is 0.0%.

Taken together, 12604 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12604 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 12604's 25/100 can be lined up against any neighbor in Dutchess County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 12604 reflects the current record instead of a stale or modeled snapshot.

Each component behind 12604 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 12604 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.