ZIP 12501 Property Distress & Foreclosure Data

Composite property distress in 12501 (Dutchess County, New York) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (75/100)). On the structural side it scores 55/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The expansion-phase market in 12501 posted values that rose 6.2% over the year, and 42% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 32/100. 7.9% of residents fall below the poverty threshold. The ZIP holds roughly 1,115 housing units. Around 49% of renters are cost-burdened. Educational attainment sits at 38% bachelor's-or-above. Owners hold 57% of homes, renters 43%. Median household income is $78,716, near the U.S. median near $78,000. Home values center near $358,300, an affordability ratio of 3.9× — accessible. Population is roughly 2,374 with a median age of 44. The vacancy rate is 5.7%.

Broadly, 12501 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.