ZIP 12524 Foreclosure, Tax-Lien & Distress Report
Dutchess County, New York · Distress market
Composite property distress in 12524 (Dutchess County, New York) lands at 25/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (74/100). Leading the profile are construction/permit lag (61/100), structural risk (56/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Structural exposure scores 56 and live distress 2 on the 0–100 scale.
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 16% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 15,079 people live here, median age 46. Owners hold 66% of homes, renters 34%. The ZIP holds roughly 6,732 housing units. Rent burden reaches 44% of tenant households. Households earn a median $95,713 — above the roughly $78,000 national figure. Roughly 4.4% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $398,300 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 30/100. Vacancy runs 4.0%. Around 36% of adults hold a bachelor's degree or higher.
Net-net, 12524 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 12524's 25/100 can be lined up against any neighbor in Dutchess County, New York or any ZIP coast to coast. Where the record is thin for 12524, the field stays empty rather than modeled, and fills in as new documents post.
The 25/100 for 12524 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 12524 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 12524 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
12524 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 12524, the same set carried on every parcel.
Nearby ZIPs in Dutchess County
Nearest ZIP codes to 12524
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Keep going: ZIP, county and state distress coverage for Dutchess County, New York.
Open the complete 12524 acquisition file
Pull every distressed parcel in 12524 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology