ZIP 12514 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 12514 in Dutchess County, New York comes in at 24, a low composite-distress reading. Property-level stress concentrates in structural risk (53/100), construction/permit lag (49/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Structural exposure scores 53 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (74/100).

The market reads peak — home values rose 2.9% year on year, and 14% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $115,147 — above the roughly $78,000 national figure. 5.1% of residents fall below the poverty threshold. The ZIP holds roughly 1,475 housing units. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Around 15% of renters are cost-burdened. 3,120 residents call 12514 home, typically aged 57. Around 52% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 21/100. The typical home is worth about $436,700 (3.6× income, relatively affordable). Owners hold 94% of homes, renters 6%.

Taken together, 12514 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 12514 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 12514 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Dutchess County, New York and the nation. 12514 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 figure for 12514 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 12514 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.