ZIP 12514 Property Distress & Foreclosure Data

DLRadar grades ZIP 12514 (Dutchess County, New York) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 55/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (75/100).

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 14% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $115,147 — above the roughly $78,000 national figure. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,475 housing units. The vacancy rate is 12.7% — elevated. Around 15% of renters are cost-burdened. 3,120 residents call 12514 home, typically aged 57. About 52% have a four-year degree. On demographic stress specifically, 12514 scores 21/100. A median home runs $436,700 here, or 3.6 times local income. The tenure split is 94% owner-occupied to 6% rented.

Taken together, 12514 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.