ZIP 12580 Property Distress & Foreclosure Data

ZIP code 12580 in Dutchess County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (75/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 26% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

4,169 residents call 12580 home, typically aged 45. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 89% owner-occupied to 11% rented. About 43% have a four-year degree. A median home runs $403,800 here, or 3.3 times local income. Households earn a median $116,207 — above the roughly $78,000 national figure. Vacancy runs 4.2%. Rent burden reaches 11% of tenant households. There are about 1,936 housing units across 12580. On demographic stress specifically, 12580 scores 20/100.

On balance, 12580 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.