ZIP 12578 Foreclosure, Tax-Lien & Distress Report
Dutchess County, New York · Distress market
Dutchess County, New York's ZIP 12578 registers 25/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (61/100), structural risk (56/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. On the structural side it scores 56/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (74/100)).
The peak-phase market in 12578 posted values that rose 2.9% over the year, and 8% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 80% owner-occupied to 20% rented. 7.0% of residents fall below the poverty threshold. Around 43% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $97,367, above the U.S. median near $78,000. Vacancy runs 9.1%. 2,306 residents call 12578 home, typically aged 48. A median home runs $372,800 here, or 3.6 times local income. Educational attainment sits at 34% bachelor's-or-above. There are about 951 housing units across 12578.
Net-net, 12578 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 12578 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 12578's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 12578 shows blanks, not estimates, wherever the record is sparse.
12578's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 12578 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 12578’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 12578 distress snapshot
A live read on 12578: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Dutchess County
Nearest ZIP codes to 12578
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Other reports tied to Dutchess County, New York — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 12578
See who owns each distressed property in 12578, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology