ZIP 12594 Foreclosure, Tax-Lien & Distress Report

ZIP code 12594 in Dutchess County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (74/100)). On the structural side it scores 56/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (56/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 22% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 56% of renters are cost-burdened. Around 32% of adults hold a bachelor's degree or higher. Median household income is $130,206, above the U.S. median near $78,000. Population is roughly 3,645 with a median age of 49. The poverty rate is 13.7%. Home values center near $385,000, an affordability ratio of 2.8× — accessible. On demographic stress specifically, 12594 scores 30/100. There are about 1,655 housing units across 12594. 77% of housing is owner-occupied. The vacancy rate is 7.5%.

On balance 12594 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 12594 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 12594 stays directly comparable to neighboring ZIPs and the rest of Dutchess County, New York. 12594 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 12594 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 12594 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.