ZIP 12594 Foreclosure, Tax-Lien & Distress Report
Dutchess County, New York · Distress market
ZIP code 12594 in Dutchess County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (74/100)). On the structural side it scores 53/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (49/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 22% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 56% of renters are cost-burdened. Around 32% of adults hold a bachelor's degree or higher. Median household income is $130,206, above the U.S. median near $78,000. Population is roughly 3,645 with a median age of 49. The poverty rate is 13.7%. Home values center near $385,000, an affordability ratio of 2.8× — accessible. On demographic stress specifically, 12594 scores 30/100. There are about 1,655 housing units across 12594. 77% of housing is owner-occupied. The vacancy rate is 7.5%.
Broadly, 12594 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 12594 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 12594 stays directly comparable to neighboring ZIPs and the rest of Dutchess County, New York. 12594 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 for 12594 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 12594 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 12594
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 12594 by the numbers
The live 12594 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Dutchess County
More distress data near 12594
Further distress data across Dutchess County, New York at ZIP, county and state level.
Get the full acquisition report for 12594
Pull every distressed parcel in 12594 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology