ZIP 12531 Property Distress & Foreclosure Data

In Dutchess County, New York, ZIP 12531 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 54/100 against active distress of 2/100. Its standout signals are construction/permit lag (57/100), structural risk (54/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (75/100)).

The expansion-phase market in 12531 posted values that rose 6.2% over the year, and 31% higher over three years, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $475,400, an affordability ratio of 3.4× — accessible. There are about 1,049 housing units across 12531. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 2,316 with a median age of 51. Rent burden reaches 20% of tenant households. Median household income is $126,319, above the U.S. median near $78,000. 1.6% of residents fall below the poverty threshold. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 47% bachelor's-or-above.

On the whole, 12531 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.