ZIP 12508 Property Distress & Foreclosure Data

ZIP code 12508 in Dutchess County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (75/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 34% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 8,800 housing units across 12508. A median home runs $445,100 here, or 4.5 times local income. Roughly 8.2% live below the poverty line. About 42% have a four-year degree. The tenure split is 58% owner-occupied to 42% rented. Households earn a median $88,510 — above the roughly $78,000 national figure. Vacancy runs 4.9%. Rent burden reaches 36% of tenant households. 19,519 residents call 12508 home, typically aged 42. On demographic stress specifically, 12508 scores 31/100.

On balance, 12508 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.