ZIP 10516 Foreclosure, Tax-Lien & Distress Report
Putnam County, New York · High Vacancy market
ZIP code 10516 in Putnam County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (81/100), structural risk (51/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100). Structural risk reads 51/100 against active distress of 2/100.
The market reads peak — home values rose 4.9% year on year, and 19% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 2,597 housing units. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $135,922 — above the roughly $78,000 national figure. Rent burden reaches 37% of tenant households. The poverty rate is 6.7% — low. Educational attainment sits at 62% bachelor's-or-above. On demographic stress specifically, 10516 scores 29/100. Population is roughly 5,607 with a median age of 47. The typical home is worth about $639,200 (4.6× income). The tenure split is 73% owner-occupied to 27% rented.
Taken together, 10516 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 10516 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Putnam County, New York and the nation. The score is rebuilt from public data as it updates, so 10516 reflects the current record instead of a stale or modeled snapshot.
The 21/100 figure for 10516 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 10516 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 10516 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
10516 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Putnam County ZIP codes
Keep exploring New York distress
Further distress data across Putnam County, New York at ZIP, county and state level.
See every distressed parcel in 10516
Every distressed parcel in 10516 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology