ZIP 10516 Property Distress & Foreclosure Data

DLRadar grades ZIP 10516 (Putnam County, New York) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (99/100), structural risk (55/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 19% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 2,597 housing units. The vacancy rate is 12.1% — elevated. Households earn a median $135,922 — above the roughly $78,000 national figure. Around 37% of renters are cost-burdened. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. About 62% have a four-year degree. On demographic stress specifically, 10516 scores 29/100. 5,607 residents call 10516 home, typically aged 47. A median home runs $639,200 here, or 4.6 times local income. The tenure split is 73% owner-occupied to 27% rented.

Taken together, 10516 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.