ZIP 10579 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 10579 (Putnam County, New York) at a low 21/100 for overall property distress. The split runs 49/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (77/100), structural risk (49/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 19% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,698 housing units across 10579. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. 90% of housing is owner-occupied. Around 70% of renters are cost-burdened. Educational attainment sits at 47% bachelor's-or-above. Home values center near $548,400, an affordability ratio of 3.8× — accessible. At $135,893, median income runs above typical U.S. levels. Population is roughly 8,825 with a median age of 48. The poverty rate is 1.8% — low.

On the whole, 10579 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 10579 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 10579 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10579 can be compared directly against any other ZIP in Putnam County, New York or nationwide. The score is rebuilt from public data as it updates, so 10579 reflects the current record instead of a stale or modeled snapshot.

The 21/100 figure for 10579 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 10579 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.