ZIP 10547 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 10547 (Westchester County, New York) returns a low composite of 29/100. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). Latent structural risk is 63/100 while live distress already moving reads 6/100.

The peak-phase market in 10547 posted values that rose 4.9% over the year, and 21% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 36% of tenant households. 7,361 residents call 10547 home, typically aged 41. About 52% have a four-year degree. The ZIP holds roughly 2,813 housing units. 5.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 25/100. Households earn a median $155,295 — above the roughly $78,000 national figure. Vacancy runs 5.7%. A median home runs $504,600 here, or 3.1 times local income. The tenure split is 66% owner-occupied to 34% rented.

Overall, 10547 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 10547 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 10547 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10547 can be compared directly against any other ZIP in Westchester County, New York or nationwide. The score is rebuilt from public data as it updates, so 10547 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 10547 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 10547 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.