ZIP 10527 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · High Value market
Composite property distress in 10527 (Westchester County, New York) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted. The split runs 63/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100).
The market reads peak — home values rose 4.9% year on year, and 10% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
587 residents call 10527 home, typically aged 45. Home values center near $860,400, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 140 housing units. The tenure split is 91% owner-occupied to 9% rented. Median household income is $219,698, above the U.S. median near $78,000. On demographic stress specifically, 10527 scores 18/100. Around 79% of adults hold a bachelor's degree or higher. Vacancy runs 0.0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.
Overall, 10527 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 10527 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 10527 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 10527, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
10527's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 10527 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 10527’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 10527 Stress Report snapshot
A live read on 10527: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Westchester County ZIP reports
More distress data near 10527
Keep going: ZIP, county and state distress coverage for Westchester County, New York.
See every distressed parcel in 10527
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Deterministic. Every signal traces to a public dataset · methodology