ZIP 10528 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 10528 (Westchester County, New York) returns a low composite of 29/100. Structurally it carries 63/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The pressure is most legible in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low.

The market reads peak — home values rose 4.9% year on year, and 28% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

13,822 residents call 10528 home, typically aged 41. Educational attainment sits at 58% bachelor's-or-above. There are about 5,290 housing units across 10528. On demographic stress specifically, 10528 scores 36/100. Owners hold 54% of homes, renters 46%. The vacancy rate is 2.8%. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Around 42% of renters are cost-burdened. Home values center near $937,500, an affordability ratio of 6.2×. Median household income is $151,193, above the U.S. median near $78,000.

Net-net, 10528 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 10528 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10528 can be compared directly against any other ZIP in Westchester County, New York or nationwide. Where the public record is thin for 10528, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 for 10528 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 10528 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.