ZIP 10528 Property Distress & Foreclosure Data

ZIP code 10528 in Westchester County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 71 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). mortgage stress (20/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 28% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

13,822 residents call 10528 home, typically aged 41. About 58% have a four-year degree. There are about 5,290 housing units across 10528. On demographic stress specifically, 10528 scores 36/100. The tenure split is 54% owner-occupied to 46% rented. Vacancy runs 2.8%. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 42% of tenant households. A median home runs $937,500 here, or 6.2 times local income. Households earn a median $151,193 — above the roughly $78,000 national figure.

Overall, 10528 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.