ZIP 10501 Foreclosure, Tax-Lien & Distress Report

Westchester County, New York's ZIP 10501 registers 29/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low. The split runs 63/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 7% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 0% of renters are cost-burdened. Roughly 8.4% live below the poverty line. Households earn a median $231,607 — above the roughly $78,000 national figure. Educational attainment sits at 77% bachelor's-or-above. Population is roughly 1,426 with a median age of 49. The demographic-stress sub-score lands at 16/100. Vacancy runs 3.5%. The tenure split is 97% owner-occupied to 3% rented. The ZIP holds roughly 502 housing units. The typical home is worth about $831,300 (3.5× income, relatively affordable).

On balance 10501 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 10501 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 10501 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10501 can be compared directly against any other ZIP in Westchester County, New York or nationwide. 10501 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 10501's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 10501 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.