ZIP 10589 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 10589 (Westchester County, New York) lands at 28/100 — low on DLRadar's distress scoring. The most distinctive pressure shows up in structural risk (61/100), institutional ownership (48/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low. The latent-versus-live split is 61/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100).

The peak-phase market in 10589 posted values that rose 4.9% over the year, and 16% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $123,293, median income runs above typical U.S. levels. The poverty rate is 3.5% — low. Around 62% of renters are cost-burdened. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 28/100. About 66% have a four-year degree. 7,266 residents call 10589 home, typically aged 63. 91% of housing is owner-occupied. The ZIP holds roughly 4,044 housing units. Home values center near $574,400, an affordability ratio of 4.2×.

On the whole, 10589 leans distressed, with opportunity clustered in specific stressed parcels. While 10589 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 10589 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 10589 stays directly comparable to neighboring ZIPs and the rest of Westchester County, New York. Every figure is auditable to a public dataset and refreshed as records update; 10589 shows blanks, not estimates, wherever the record is sparse.

10589's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 10589 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.