ZIP 10591 Foreclosure, Tax-Lien & Distress Report

ZIP 10591's composite property-distress score is 29/100 - DLRadar classes that as low for Westchester County, New York. Structural risk reads 63/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). Leading the profile are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 32% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.5%. Median household income is $103,480, above the U.S. median near $78,000. There are about 10,733 housing units across 10591. Owners hold 51% of homes, renters 49%. The demographic-stress sub-score lands at 37/100. Around 42% of renters are cost-burdened. Home values center near $681,000, an affordability ratio of 6.4×. Around 54% of adults hold a bachelor's degree or higher. About 23,663 people live here, median age 43. The poverty rate is 6.7% — low.

Net-net, 10591 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 10591 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 10591 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 10591 stays directly comparable to neighboring ZIPs and the rest of Westchester County, New York. The score is rebuilt from public data as it updates, so 10591 reflects the current record instead of a stale or modeled snapshot.

10591's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 10591 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.