ZIP 10507 Foreclosure, Tax-Lien & Distress Report

Westchester County, New York's ZIP 10507 registers 29/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). Latent structural risk is 63/100 while live distress already moving reads 6/100. Property-level stress concentrates in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100).

The market reads peak — home values rose 4.9% year on year, and 11% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,990 housing units across 10507. Around 49% of renters are cost-burdened. Roughly 8.4% live below the poverty line. Educational attainment sits at 45% bachelor's-or-above. Owners hold 65% of homes, renters 35%. The vacancy rate is 10.8%. The demographic-stress sub-score lands at 38/100. The typical home is worth about $638,400 (5.9× income). Median household income is $106,213, above the U.S. median near $78,000. 6,044 residents call 10507 home, typically aged 40.

Net-net, 10507 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 10507 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 10507 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Westchester County, New York and the nation. Sparse data for 10507 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 10507's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 10507 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.