ZIP 10578 Property Distress & Foreclosure Data

ZIP code 10578 in Westchester County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 71/100 structural and 6/100 already moving.

The expansion-phase market in 10578 posted values that rose 6.3% over the year, and 27% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,851 with a median age of 43. Owners hold 100% of homes, renters 0%. DLRadar's demographic-stress index for the area reads 14/100. Educational attainment sits at 73% bachelor's-or-above. 0.0% of residents fall below the poverty threshold. The ZIP holds roughly 551 housing units. The vacancy rate is 0.0%. Median household income is $250,001, above the U.S. median near $78,000. Home values center near $615,600, an affordability ratio of 2.4× — accessible.

On balance 10578 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.