ZIP 10590 Foreclosure, Tax-Lien & Distress Report

Westchester County, New York's ZIP 10590 registers 29/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The split runs 63/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 17% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

The tenure split is 94% owner-occupied to 6% rented. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 69% bachelor's-or-above. Median household income is $198,563, above the U.S. median near $78,000. Population is roughly 7,314 with a median age of 48. Rent burden reaches 73% of tenant households. The typical home is worth about $795,600 (3.7× income, relatively affordable). The vacancy rate is 6.8%. The ZIP holds roughly 2,717 housing units.

Overall, 10590 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 10590 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 10590 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10590 can be compared directly against any other ZIP in Westchester County, New York or nationwide. The score is rebuilt from public data as it updates, so 10590 reflects the current record instead of a stale or modeled snapshot.

10590's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 10590 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.