ZIP 10503 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · High Vacancy market
In Westchester County, New York, ZIP 10503 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted. Structural risk reads 63/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100).
The peak-phase market in 10503 posted values that rose 4.9% over the year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
127 residents call 10503 home, typically aged 71. A median home runs $868,600 here, or 2.7 times local income. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 162 housing units. At $250,001, median income runs above typical U.S. levels. Educational attainment sits at 94% bachelor's-or-above. Vacancy runs 55.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 10503 scores 17/100. The poverty rate is 0.0% — low.
Taken together, 10503 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 10503 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 10503 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 10503 shows as blanks, never estimates, and the score updates on every fresh public filing.
10503's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 10503 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 10503 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 10503 Stress Report snapshot
The live 10503 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Westchester County ZIP codes
Explore related distress reports
Other reports tied to Westchester County, New York — ZIP, county and statewide.
See every distressed parcel in 10503
The full 10503 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology