ZIP 10514 Foreclosure, Tax-Lien & Distress Report

In Westchester County, New York, ZIP 10514 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The split runs 63/100 structural to 6/100 active on the ground. Its standout signals are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 37% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $250,001, median income runs above typical U.S. levels. Around 38% of renters are cost-burdened. About 12,227 people live here, median age 42. A median home runs $1,124,300 here, or 4.3 times local income. 3.4% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 24/100. Educational attainment sits at 83% bachelor's-or-above. There are about 4,137 housing units across 10514. The vacancy rate is 3.1%. Owners hold 88% of homes, renters 12%.

On balance 10514 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 10514 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10514 can be compared directly against any other ZIP in Westchester County, New York or nationwide. Sparse data for 10514 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 29/100 for 10514 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 10514 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.