ZIP 10514 Property Distress & Foreclosure Data

ZIP code 10514 in Westchester County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). On the structural side it scores 71/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 37% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $250,001, median income runs above typical U.S. levels. Around 38% of renters are cost-burdened. About 12,227 people live here, median age 42. The typical home is worth about $1,124,300 (4.3× income). The poverty rate is 3.4% — low. The demographic-stress sub-score lands at 24/100. Around 83% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,137 housing units. The vacancy rate is 3.1%. 88% of housing is owner-occupied.

Net-net, 10514 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.