ZIP 10520 Property Distress & Foreclosure Data

DLRadar grades ZIP 10520 (Westchester County, New York) at a moderate 32/100 for overall property distress. Structural exposure scores 71 and live distress 6 on the 0–100 scale. Property-level stress concentrates in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.3% year on year, and 25% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $702,200 (4.8× income). Around 63% of adults hold a bachelor's degree or higher. About 12,208 people live here, median age 50. At $140,018, median income runs above typical U.S. levels. Vacancy runs 8.0%. The poverty rate is 4.7% — low. 69% of housing is owner-occupied. Rent burden reaches 39% of tenant households. There are about 5,553 housing units across 10520. The demographic-stress sub-score lands at 29/100.

Net-net, 10520 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.