ZIP 10530 Property Distress & Foreclosure Data

Composite property distress in 10530 (Westchester County, New York) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 71/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 10530 posted values that rose 6.3% over the year, and 17% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $118,114, above the U.S. median near $78,000. The vacancy rate is 4.4%. DLRadar's demographic-stress index for the area reads 26/100. Around 52% of renters are cost-burdened. Educational attainment sits at 65% bachelor's-or-above. Owners hold 86% of homes, renters 14%. Home values center near $464,900, an affordability ratio of 3.8× — accessible. Population is roughly 13,955 with a median age of 51. 5.7% of residents fall below the poverty threshold. The ZIP holds roughly 6,707 housing units.

On balance 10530 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.