ZIP 10607 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 10607 (Westchester County, New York) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The most distinctive pressure shows up in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted. The latent-versus-live split is 63/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.9% year on year, and 21% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 6,222 people live here, median age 46. The typical home is worth about $673,200 (3.9× income, relatively affordable). Median household income is $161,250, above the U.S. median near $78,000. Around 42% of renters are cost-burdened. The ZIP holds roughly 2,433 housing units. The vacancy rate is 2.9%. The poverty rate is 6.6% — low. On demographic stress specifically, 10607 scores 27/100. The tenure split is 83% owner-occupied to 17% rented. Around 53% of adults hold a bachelor's degree or higher.

Overall, 10607 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 10607 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 10607 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 10607, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 10607 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 10607 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.