ZIP 10607 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 10607 (Westchester County, New York) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). The most distinctive pressure shows up in structural risk (61/100), institutional ownership (48/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted. The latent-versus-live split is 61/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.9% year on year, and 21% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 6,222 people live here, median age 46. The typical home is worth about $673,200 (3.9× income, relatively affordable). Median household income is $161,250, above the U.S. median near $78,000. Around 42% of renters are cost-burdened. The ZIP holds roughly 2,433 housing units. The vacancy rate is 2.9%. The poverty rate is 6.6% — low. On demographic stress specifically, 10607 scores 27/100. The tenure split is 83% owner-occupied to 17% rented. Around 53% of adults hold a bachelor's degree or higher.

Overall, 10607 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 10607 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 10607 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 10607, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 10607 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 10607 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.