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ZIP 10522 Foreclosure, Tax-Lien & Distress Report

Westchester County, New York · High Value market

Scored purely from public records, 10522 (Westchester County, New York) returns a low composite of 29/100. On the structural side it scores 63/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). The sharpest non-environmental signals are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 21% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,232 housing units across 10522. The vacancy rate is 5.4%. Median household income is $167,927, above the U.S. median near $78,000. Rent burden reaches 38% of tenant households. The tenure split is 62% owner-occupied to 38% rented. 6.2% of residents fall below the poverty threshold. A median home runs $765,500 here, or 4.3 times local income. Around 67% of adults hold a bachelor's degree or higher. 11,464 residents call 10522 home, typically aged 40. On demographic stress specifically, 10522 scores 28/100.

Net-net, 10522 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 10522 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 10522's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 10522 reflects the current record instead of a stale or modeled snapshot.

10522's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 10522 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

29/100
Composite stress
63/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 10522

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk96
10522 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 10522 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 10522, the same set carried on every parcel.

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Every distressed parcel in 10522 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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