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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 10523 Foreclosure, Tax-Lien & Distress Report

Westchester County, New York · Distress market

Scored purely from public records, 10523 (Westchester County, New York) returns a low composite of 29/100. The pressure is most legible in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 63/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.9% year on year, and 18% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Households earn a median $115,809 — above the roughly $78,000 national figure. Vacancy runs 10.9%. DLRadar's demographic-stress index for the area reads 34/100. Population is roughly 9,773 with a median age of 35. Rent burden reaches 49% of tenant households. Home values center near $588,100, an affordability ratio of 4.5×. The poverty rate is 7.1% — low. 54% of housing is owner-occupied. Around 51% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,606 housing units.

Overall, 10523 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 10523 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 10523 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 10523 stays directly comparable to neighboring ZIPs and the rest of Westchester County, New York. Where the public record is thin for 10523, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 10523 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 10523 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

29/100
Composite stress
63/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 10523

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk96
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 10523 by the numbers

Current distress, phase, housing and lender-pressure figures for 10523, drawn from the same report attached to each property.

Loading ZIP 10523 stress data…

Adjacent Westchester County ZIP reports

More distress data near 10523

Other reports tied to Westchester County, New York — ZIP, county and statewide.

The complete 10523 distress and acquisition report

Every distressed parcel in 10523 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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