ZIP 10532 Property Distress & Foreclosure Data

ZIP code 10532 in Westchester County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 71/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.3% year on year, and 17% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 3.4%. 87% of housing is owner-occupied. At $134,662, median income runs above typical U.S. levels. Around 54% of adults hold a bachelor's degree or higher. Around 71% of renters are cost-burdened. About 5,253 people live here, median age 44. The poverty rate is 5.3% — low. The demographic-stress sub-score lands at 34/100. The ZIP holds roughly 1,861 housing units. The typical home is worth about $697,600 (5.0× income).

Net-net, 10532 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.