ZIP 10595 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · High Value market
On DLRadar's 0-100 public-record scale, ZIP 10595 in Westchester County, New York comes in at 29, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The sharpest non-environmental signals are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted. The latent-versus-live split is 63/100 structural and 6/100 already moving.
Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 17% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
7,180 residents call 10595 home, typically aged 42. The ZIP holds roughly 2,543 housing units. Home values center near $723,100, an affordability ratio of 6.7×. Owners hold 73% of homes, renters 27%. The vacancy rate is 7.2%. DLRadar's demographic-stress index for the area reads 42/100. Around 68% of renters are cost-burdened. 14.4% of residents fall below the poverty threshold. Median household income is $108,750, above the U.S. median near $78,000. Educational attainment sits at 47% bachelor's-or-above.
Overall, 10595 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 10595 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 10595 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 10595 reflects the current record instead of a stale or modeled snapshot.
The 29/100 figure for 10595 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 10595 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 10595 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 10595 by the numbers
The live 10595 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Westchester County ZIP codes
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Every distressed parcel in 10595 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology