ZIP 10598 Property Distress & Foreclosure Data

DLRadar grades ZIP 10598 (Westchester County, New York) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 71/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.3% year on year, and 23% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 3.4% — low. 88% of housing is owner-occupied. At $163,040, median income runs above typical U.S. levels. Around 32% of renters are cost-burdened. The vacancy rate is 6.3%. Around 58% of adults hold a bachelor's degree or higher. The ZIP holds roughly 10,928 housing units. The typical home is worth about $617,900 (3.6× income, relatively affordable). The demographic-stress sub-score lands at 23/100. About 28,894 people live here, median age 45.

Net-net, 10598 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.