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ZIP 10598 Foreclosure, Tax-Lien & Distress Report

Westchester County, New York · Distress market

Scored purely from public records, 10598 (Westchester County, New York) returns a low composite of 29/100. Property-level stress concentrates in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). Latent structural risk is 63/100 while live distress already moving reads 6/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)).

The market reads peak — home values rose 4.9% year on year, and 23% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 3.4% — low. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $163,040 — above the roughly $78,000 national figure. Rent burden reaches 32% of tenant households. Vacancy runs 6.3%. About 58% have a four-year degree. The ZIP holds roughly 10,928 housing units. A median home runs $617,900 here, or 3.6 times local income. On demographic stress specifically, 10598 scores 23/100. About 28,894 people live here, median age 45.

Net-net, 10598 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 10598 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 10598's 29/100 can be lined up against any neighbor in Westchester County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 10598 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 10598 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 10598 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

29/100
Composite stress
63/100
Structural risk
6/100
Distress activity

What is driving ZIP 10598’s distress

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk96
Another 9 scored dimensions sit behind 10598

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

10598 at a glance

The live 10598 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Get the full acquisition report for 10598

The full 10598 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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