ZIP 10703 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 10703 (Westchester County, New York) returns a low composite of 28/100. Property-level stress concentrates in structural risk (61/100), institutional ownership (48/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). On the structural side it scores 61/100, with 6/100 of stress already active.

The peak-phase market in 10703 posted values that rose 4.9% over the year, and 21% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 49% of renters are cost-burdened. 54% of housing is owner-occupied. There are about 8,266 housing units across 10703. The vacancy rate is 4.7%. 14.5% of residents fall below the poverty threshold. A median home runs $527,600 here, or 6.4 times local income. Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 43/100. Households earn a median $74,940 — near the roughly $78,000 national figure. 22,135 residents call 10703 home, typically aged 43.

Overall, 10703 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 10703 is not published yet -- the ZIP-level readings above remain fully sourced.

The 10703 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 10703 stays directly comparable to neighboring ZIPs and the rest of Westchester County, New York. Every figure is auditable to a public dataset and refreshed as records update; 10703 shows blanks, not estimates, wherever the record is sparse.

The 28/100 figure for 10703 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 10703 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.