ZIP 10705 Property Distress & Foreclosure Data

DLRadar grades ZIP 10705 (Westchester County, New York) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). mortgage stress (20/100) stay muted. On the structural side it scores 71/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 14% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $68,616 — below the roughly $78,000 national figure. On demographic stress specifically, 10705 scores 45/100. The vacancy rate is 4.0%. About 30% have a four-year degree. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 36% owner-occupied to 64% rented. Around 47% of renters are cost-burdened. The ZIP holds roughly 15,641 housing units. A median home runs $505,400 here, or 6.5 times local income. 40,390 residents call 10705 home, typically aged 39.

Overall, 10705 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.