ZIP 10470 Foreclosure, Tax-Lien & Distress Report

ZIP code 10470 in Bronx County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). Leading the profile are structural risk (49/100), institutional ownership (18/100), construction/permit lag (17/100). By contrast, construction/permit lag (17/100) and mortgage stress (7/100) register low. Structural risk reads 49/100 against active distress of 2/100.

The market reads peak — home values rose 4.9% year on year, and 20% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $497,700, an affordability ratio of 6.2×. Median household income is $81,134, near the U.S. median near $78,000. 43% of housing is owner-occupied. The vacancy rate is 3.5%. About 15,558 people live here, median age 42. The ZIP holds roughly 7,050 housing units. The poverty rate is 11.1%. Around 41% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 39/100.

Overall 10470 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 10470 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 10470 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10470 can be compared directly against any other ZIP in Bronx County, New York or nationwide. Nothing here is interpolated — where a source is thin for 10470, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 10470 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 10470 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.