ZIP 10475 Property Distress & Foreclosure Data

In Bronx County, New York, ZIP 10475 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (63/100), structural risk (60/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 60/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.3% year on year, and 38% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $62,383, median income runs below typical U.S. levels. 45% of housing is owner-occupied. The vacancy rate is 3.3%. Around 28% of adults hold a bachelor's degree or higher. Around 36% of renters are cost-burdened. The typical home is worth about $33,200 (0.5× income, relatively affordable). The poverty rate is 15.4%. The demographic-stress sub-score lands at 23/100. About 42,771 people live here, median age 44. The ZIP holds roughly 19,627 housing units.

Net-net, 10475 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.