ZIP 10704 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · Distress market
ZIP code 10704 in Westchester County, New York carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 61 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). The sharpest non-environmental signals are structural risk (61/100), institutional ownership (48/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low.
The peak-phase market in 10704 posted values that rose 4.9% over the year, and 11% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
Population is roughly 31,844 with a median age of 41. 10.8% of residents fall below the poverty threshold. A median home runs $526,800 here, or 4.6 times local income. Owners hold 63% of homes, renters 37%. The vacancy rate is 4.3%. Around 37% of adults hold a bachelor's degree or higher. Households earn a median $110,097 — above the roughly $78,000 national figure. On demographic stress specifically, 10704 scores 33/100. There are about 12,750 housing units across 10704. Rent burden reaches 37% of tenant households.
Overall, 10704 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 10704 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 10704 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10704 can be compared directly against any other ZIP in Westchester County, New York or nationwide. Where the record is thin for 10704, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 10704 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 10704 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 10704
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 10704 distress snapshot
Current distress, phase, housing and lender-pressure figures for 10704, drawn from the same report attached to each property.
Other Westchester County ZIP codes
Nearest ZIP codes to 10704
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Westchester County, New York.
The complete 10704 distress and acquisition report
Open 10704 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology