ZIP 10704 Foreclosure, Tax-Lien & Distress Report

ZIP code 10704 in Westchester County, New York carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 63 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The sharpest non-environmental signals are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low.

The peak-phase market in 10704 posted values that rose 4.9% over the year, and 11% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Population is roughly 31,844 with a median age of 41. 10.8% of residents fall below the poverty threshold. A median home runs $526,800 here, or 4.6 times local income. Owners hold 63% of homes, renters 37%. The vacancy rate is 4.3%. Around 37% of adults hold a bachelor's degree or higher. Households earn a median $110,097 — above the roughly $78,000 national figure. On demographic stress specifically, 10704 scores 33/100. There are about 12,750 housing units across 10704. Rent burden reaches 37% of tenant households.

Overall, 10704 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 10704 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 10704 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10704 can be compared directly against any other ZIP in Westchester County, New York or nationwide. Where the public record is thin for 10704, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 10704 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 10704 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.