ZIP 10704 Property Distress & Foreclosure Data

In Westchester County, New York, ZIP 10704 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 71 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100)). Its standout signals are structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100).

The expansion-phase market in 10704 posted values that rose 6.3% over the year, and 11% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 31,844 with a median age of 41. 10.8% of residents fall below the poverty threshold. Home values center near $526,800, an affordability ratio of 4.6×. Owners hold 63% of homes, renters 37%. Vacancy runs 4.3%. Educational attainment sits at 37% bachelor's-or-above. Median household income is $110,097, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. There are about 12,750 housing units across 10704. Rent burden reaches 37% of tenant households.

On balance 10704 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.