ZIP 10707 Property Distress & Foreclosure Data

Westchester County, New York's ZIP 10707 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 71/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 10707 posted values that rose 6.3% over the year, and 35% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $773,200, an affordability ratio of 5.1×. The ZIP holds roughly 4,223 housing units. Median household income is $141,837, above the U.S. median near $78,000. Around 23% of renters are cost-burdened. The vacancy rate is 5.5%. Population is roughly 9,755 with a median age of 46. 5.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 62% bachelor's-or-above. Owners hold 56% of homes, renters 44%.

On balance 10707 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.